Tokenized CRE (commercial real estate) loans
Challenge
- Commercial real estate (CRE) loans are generally private assets from a lender’s perspective and obligations from a borrower’s perspective
- CRE loans provide a high interest rate when compared to bank deposits but cannot meet high liquidity requirements
Solution
- Realstocks digitizes and automates the loan agreement process and fractionalizes the CRE loan into tokens
- These tokens are then tradeable on Realstocks OTC-trading platform and later on established exchanges
- The solution creates an alternative to low and negative interest rate deposits
- Why Corda? Because of its unique ability to easily model digital assets with underlying legal agreements and obligations
Results
- OTC bulletin board for secondary trading before maturity
- Enables the loan token to provide daily liquidity on established
- Tokens are 100% secured by high-quality EU super core commercial properties
- 0 Days High liquidity of a bank deposit for fractionalized CRE loans
